What Happens to Your Embrace Pet Insurance Account When You Die
Quick Facts
Urgency
HIGH
Type
Pet insurance
Action
File claims, then cancel
Step-by-Step Guide
File any pending claims first
Submit all outstanding vet bills to Embrace before canceling the policy.
Cancel the policy
Call Embrace at 1-800-511-9172 to cancel and stop premium payments. Ask about the Healthy Pet Deductible refund.
Consider policy transfer
Embrace may allow transferring the policy to the new pet guardian to maintain continuous coverage.
Document Now Checklist
- Embrace policy number
- Pet name
- Monthly premium
- Pending vet bills
- Healthy Pet Deductible balance
Save this to your vault
When you document your accounts in Passed Plan, your family gets a personalized action plan — with only the guides that apply to them, in the right order, with your notes attached.
Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Embrace Pet Insurance. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
MyChart / Patient Portals
Document all doctors, hospitals, and patient portal accounts.
Health Insurance
Dependents on your health plan lose coverage when the primary holder dies. They have a 60-day special enrollment period to find new coverage.
Medicare
Note your Medicare number, Part A/B/C/D enrollment status, and any Medigap/supplement plan.
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