What Happens to Your Wise (International) Account When You Die
Quick Facts
Type
Multi-currency account
Balances
Multiple currencies held
FBAR
May need reporting
Step-by-Step Guide
Contact Wise support
Laws and processes vary significantly by country. Consult an international estate attorney. Contact Wise support to report the death and begin the account closure or transfer process.
Withdraw all currency balances
Wise holds balances in multiple currencies. Withdraw all balances to an estate-controlled account before closing.
FBAR reporting
Wise multi-currency accounts may need to be reported on FBAR if the deceased was a US person. Consult a tax professional.
Document Now Checklist
- Wise account email
- Currencies and balances held
- Connected bank accounts
- FBAR filing status
Last verified: June 2026. Platform policies may change. Verify current procedures directly with Wise (International). This guide is for informational purposes only and does not constitute legal advice.
Related Guides
PayPal
PayPal balances are estate assets. Recurring payments continue until cancelled by executor.
Venmo
Venmo balance is an estate asset. Family cannot access the social feed or transaction history directly.
Cash App
If you hold Bitcoin in Cash App, document this separately — crypto recovery requires additional steps.
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