What Happens to Your Varo Bank Account When You Die
Quick Facts
Account type
Mobile bank — checking/savings
Estate claim
Death certificate required
FDIC insured
Yes — Varo is a chartered bank
Step-by-Step Guide
Contact Varo Bank estate services
Contact Varo Bank to initiate the estate claim for checking and savings accounts. Provide a death certificate and letters testamentary.
Cancel Varo Advance if active
Check for any outstanding Varo Advance (cash advance) that needs to be settled before closing the account.
Document Now Checklist
- Varo account details
- Checking and savings balances
- Any outstanding Varo Advance
Save this to your vault
When you document your accounts in Passed Plan, your family gets a personalized action plan — with only the guides that apply to them, in the right order, with your notes attached.
Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Varo Bank. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
PayPal
PayPal balances are estate assets. Recurring payments continue until cancelled by executor.
Venmo
Venmo balance is an estate asset. Family cannot access the social feed or transaction history directly.
Cash App
If you hold Bitcoin in Cash App, document this separately — crypto recovery requires additional steps.
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