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What Happens to Your Target Account When You Die

Cancel RedCardUse Circle rewards

Quick Facts

Target Circle

Use rewards before they expire

RedCard

Estate liable for balance

Contact

1-800-440-0680

Step-by-Step Guide

1

Use Target Circle rewards

Redeem any available Target Circle rewards and earnings before they expire. Check for gift card balances as well.

2

Cancel RedCard

Cancel the Target RedCard (credit or debit). The estate is liable for any outstanding credit card balance. Call 1-800-440-0680.

Document Now Checklist

  • Target Circle rewards balance
  • RedCard type (credit/debit) and balance
  • Gift card balances
  • Target account email

Last verified: June 2026. Platform policies may change. Verify current procedures directly with Target. This guide is for informational purposes only and does not constitute legal advice.

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