What Happens to Your Ramp Account When You Die
Quick Facts
Cards
Freeze employee cards
Spend management
Active policies and limits
Bill pay
Scheduled payments
Credit
Check outstanding balance
Step-by-Step Guide
Freeze all employee cards
Log into Ramp and freeze or lock all physical and virtual cards. Go to Cards and individually freeze each card. This stops all new charges while preserving the account.
Estimated time: Day 1
Review outstanding balance
Check the current statement balance and upcoming payment. Ramp bills are typically due in full. Ensure the connected bank account can cover the payment.
Estimated time: Day 1
Check pending reimbursements and bill pay
Review Reimbursements for any pending employee reimbursement requests. Check Bill Pay for any scheduled vendor payments that need to process.
Estimated time: Day 1-3
Document all cardholders and spending
Export a list of all cardholders, their spending limits, and recent transactions. Review for any unusual activity.
Estimated time: Week 1
Export all transaction and expense data
Download all statements, transaction reports, receipt attachments, and expense categorizations. These are essential for tax records and financial reporting.
Estimated time: Week 1
Document Now Checklist
- Ramp admin login email and password
- Company name on account
- List of cardholders
- Outstanding card balance
- Connected bank account for payments
- Pending reimbursements or bill payments
Save this to your vault
When you document your accounts in Passed Plan, your family gets a personalized action plan — with only the guides that apply to them, in the right order, with your notes attached.
Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Ramp. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Domain Names (GoDaddy, Namecheap, Cloudflare)
Domains expire on a specific date. If not renewed, they become publicly available and can be registered by anyone.
Shopify
If you have an active Shopify store, orders may continue coming in. Your executor needs access immediately to fulfill or refund.
GitHub
Transfer important private repositories to a trusted collaborator or organisation. Go to Repo Settings → Transfer.
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