What Happens to Your Personal Crypto Wallets Account When You Die
Quick Facts
Deadline
Document NOW
Difficulty
Critical
Key Info
No recovery without seed phrase
Step-by-Step Guide
Secure your seed phrase (CRITICAL)
Your 12 or 24-word seed phrase is the ONLY way to access your funds. Store it on metal backup (Cryptosteel, Billfodl), NOT digitally, NOT in photos.
Warning: Billions in crypto are lost forever because seed phrases were not properly secured.
Estimated time: 30 min
Document wallet addresses
Record your PUBLIC wallet addresses (safe to share) so your executor can verify balances.
Estimated time: 10 min
Write a sealed instruction letter
Write a sealed letter explaining: which wallets you use, where hardware wallets are stored, and where to find the seed phrase. Give to executor or solicitor.
Estimated time: 20 min
Inform executor in person
Tell your executor privately (not by email/text) that you have crypto and how to find the recovery information.
Estimated time: 15 min
Document Now Checklist
- Wallet types (Ledger, Trezor, MetaMask, etc.)
- Public wallet addresses
- Seed phrase location (NOT the seed phrase itself)
- Hardware wallet physical location
Last verified: June 2026. Platform policies may change. Verify current procedures directly with Personal Crypto Wallets. This guide is for informational purposes only and does not constitute legal advice.
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