What Happens to Your PenFed Credit Union Account When You Die
Quick Facts
Accounts
All accounts — estate claim
Loans
Check for credit insurance
Contact
1-800-247-5626
Step-by-Step Guide
Contact PenFed estate services
Call PenFed at 1-800-247-5626 to report the death and begin the estate claim process for all accounts.
Review accounts and loans
Check for savings, checking, CDs, auto loans, mortgages, and credit cards. Ask about credit life insurance on any loans.
Document Now Checklist
- PenFed member number
- All account types
- Outstanding loan balances
Last verified: June 2026. Platform policies may change. Verify current procedures directly with PenFed Credit Union. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Social Security
Social Security must be notified of death immediately. Benefits paid after death must be returned. Survivor benefits may be available.
IRS / Tax Returns
A final individual tax return must be filed for the year of death. Estates over $13.61M may owe federal estate tax.
Veterans Affairs (VA)
Veterans are entitled to burial benefits, a headstone or marker, a burial flag, and Presidential Memorial Certificate — all at no cost.
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