What Happens to Your M1 Finance Account When You Die
Quick Facts
Investment
Estate claim for portfolio
M1 Plus
Cancel if subscribed
Borrow
Check M1 Borrow balance (debt)
Step-by-Step Guide
Contact M1 Finance for estate claim
Contact M1 Finance to initiate the estate claim. Provide a death certificate and letters testamentary for investment, checking, and credit accounts.
Check M1 Borrow and cancel M1 Plus
If M1 Borrow (margin loan) has an outstanding balance, the estate is liable. Cancel M1 Plus subscription to stop recurring charges.
Document Now Checklist
- M1 Finance account email
- Portfolio value
- M1 Borrow outstanding balance if any
- M1 Plus subscription status
Last verified: June 2026. Platform policies may change. Verify current procedures directly with M1 Finance. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
PayPal
PayPal balances are estate assets. Recurring payments continue until cancelled by executor.
Venmo
Venmo balance is an estate asset. Family cannot access the social feed or transaction history directly.
Cash App
If you hold Bitcoin in Cash App, document this separately — crypto recovery requires additional steps.
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