What Happens to Your LendingClub / Prosper / Upstart Account When You Die
Quick Facts
LendingClub
1-888-596-3157
Prosper
prosper.com/help
Type
Personal loans
Step-by-Step Guide
Contact the lender to report death
Personal loans through LendingClub, Prosper, or Upstart are estate debts. Report death and request estate settlement process.
Document Now Checklist
- Lender name, loan number, outstanding balance
Last verified: June 2026. Platform policies may change. Verify current procedures directly with LendingClub / Prosper / Upstart. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
PayPal
PayPal balances are estate assets. Recurring payments continue until cancelled by executor.
Venmo
Venmo balance is an estate asset. Family cannot access the social feed or transaction history directly.
Cash App
If you hold Bitcoin in Cash App, document this separately — crypto recovery requires additional steps.
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