What Happens to Your UK State Pension Account When You Die
Quick Facts
Type
UK government pension
Survivor
Spouse may inherit extra State Pension
Bereavement
Support Payment may apply
Step-by-Step Guide
Notify the Pension Service
If Tell Us Once was used, the Pension Service is already notified. Otherwise, call the Pension Service at 0800 731 0469 to report the death and stop payments.
Check survivor's inherited State Pension
The surviving spouse may be entitled to inherit a portion of the deceased's additional State Pension. Under the old system, up to 50% may transfer. Check eligibility based on when each spouse reached State Pension age.
Apply for Bereavement Support Payment
If the deceased paid National Insurance contributions, the surviving spouse or civil partner may claim Bereavement Support Payment: a lump sum plus monthly payments for up to 18 months.
Return overpayments
Any State Pension payments received after the date of death must be returned. The Pension Service will calculate and notify of any overpayment.
Document Now Checklist
- National Insurance number
- State Pension amount and payment dates
- Surviving spouse NI number
- Pension Service correspondence
Last verified: June 2026. Platform policies may change. Verify current procedures directly with UK State Pension. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Social Security
Social Security must be notified of death immediately. Benefits paid after death must be returned. Survivor benefits may be available.
IRS / Tax Returns
A final individual tax return must be filed for the year of death. Estates over $13.61M may owe federal estate tax.
Veterans Affairs (VA)
Veterans are entitled to burial benefits, a headstone or marker, a burial flag, and Presidential Memorial Certificate — all at no cost.
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