What Happens to Your Paper I Bonds Account When You Die
Quick Facts
Form
FS Form 1455
Where
Safes, lockboxes, deposit boxes
Interest
Earns up to 30 years
Step-by-Step Guide
Search for paper savings bonds in all physical locations
Check home safes, lockboxes, filing cabinets, desk drawers, and bank safe deposit boxes. Paper I Bonds and EE Bonds were sold until 2012 and may be forgotten.
Estimated time: 1-2 hours
Calculate current value using TreasuryDirect calculator
Go to treasurydirect.gov/BC/SBCPrice and enter bond serial numbers to check current values. Old bonds may have appreciated significantly.
File FS Form 1455 to claim paper bonds
Complete FS Form 1455 for estate claims on paper savings bonds. Submit with death certificate and the original bonds to the Treasury Retail Securities Services.
Check if any bonds have stopped earning interest
EE and I bonds stop earning interest after 30 years. Cash these immediately — there is no benefit to holding matured bonds.
Document Now Checklist
- Bond serial numbers
- Bond types (EE or I)
- Issue dates
- Face values
- Physical location of bonds
Last verified: June 2026. Platform policies may change. Verify current procedures directly with Paper I Bonds. This guide is for informational purposes only and does not constitute legal advice.
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