What Happens to Your European IBAN Accounts Account When You Die
Quick Facts
Type
European bank account (IBAN)
FBAR
Report if US person
Process
Varies by country
Step-by-Step Guide
Contact the European bank
Laws and processes vary significantly by country. Consult an international estate attorney. Contact the bank's estate or bereavement department. Each European country has different probate requirements.
FBAR filing if US person
If the deceased was a US person, foreign accounts over $10,000 must be reported on FBAR. Consult a tax professional.
Document Now Checklist
- Bank name and IBAN numbers
- Country of each account
- Approximate balances
- FBAR filing status
Last verified: June 2026. Platform policies may change. Verify current procedures directly with European IBAN Accounts. This guide is for informational purposes only and does not constitute legal advice.
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PayPal
PayPal balances are estate assets. Recurring payments continue until cancelled by executor.
Venmo
Venmo balance is an estate asset. Family cannot access the social feed or transaction history directly.
Cash App
If you hold Bitcoin in Cash App, document this separately — crypto recovery requires additional steps.
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