What Happens to Your Deceased Identity Theft Prevention Account When You Die
Quick Facts
Timing
Within 72 hours
Bureaus
Notify all 3 immediately
SSA
Contact Social Security
Step-by-Step Guide
Notify Experian, Equifax, and TransUnion
Contact all three credit bureaus to report the death and place Deceased Indicators on the credit file.
Contact Social Security
Notify the Social Security Administration of the death to prevent fraudulent use of the SSN.
Place credit freeze
Place a credit freeze at all three bureaus as an additional layer of protection against new account fraud.
Monitor for fraud
Monitor credit reports for any new applications or accounts opened after the date of death. Report suspicious activity at reportfraud.ftc.gov.
Document Now Checklist
- Deceased SSN (last 4)
- Credit bureau notification dates
- SSA notification date
Save this to your vault
When you document your accounts in Passed Plan, your family gets a personalized action plan — with only the guides that apply to them, in the right order, with your notes attached.
Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Deceased Identity Theft Prevention. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Social Security
Social Security must be notified of death immediately. Benefits paid after death must be returned. Survivor benefits may be available.
IRS / Tax Returns
A final individual tax return must be filed for the year of death. Estates over $13.61M may owe federal estate tax.
Veterans Affairs (VA)
Veterans are entitled to burial benefits, a headstone or marker, a burial flag, and Presidential Memorial Certificate — all at no cost.
Protect your Deceased Identity Theft Prevention account — and all your others
Document your digital life in a zero-knowledge encrypted vault. 1,800+ platform guides. Dead Man's Switch. Everything your family needs.
Start your free trial →This is 1 of 1,800+ guides in Passed Plan. When you document your accounts, your family gets a personalized Family Action Guide with only the steps that apply to them — in the right order, with your notes.
Browse all 1,800+ guides →