What Happens to Your Axos Bank Account When You Die
Quick Facts
Account type
Online checking/savings
Estate claim
Death certificate + letters
FDIC insured
Yes — up to $250K
Step-by-Step Guide
Contact Axos Bank estate services
Call Axos Bank to initiate the estate claim process. Provide a death certificate and letters testamentary or administration.
Review all linked accounts
Axos offers multiple account types (checking, savings, CDs, managed portfolios). Ensure all accounts are identified and claimed.
Document Now Checklist
- Axos account numbers
- Account types held (checking, savings, CD)
- Approximate balances
Save this to your vault
When you document your accounts in Passed Plan, your family gets a personalized action plan — with only the guides that apply to them, in the right order, with your notes attached.
Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Axos Bank. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
PayPal
PayPal balances are estate assets. Recurring payments continue until cancelled by executor.
Venmo
Venmo balance is an estate asset. Family cannot access the social feed or transaction history directly.
Cash App
If you hold Bitcoin in Cash App, document this separately — crypto recovery requires additional steps.
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